Otto

Otto is a financial health platform that combines debt management with tailored recommendations to help people save on interest, improve their credit score, and become debt-free faster.

To use Otto, simply sign up and connect all your debt accounts to the platform. Otto will then provide you with a consolidated view of all your debts, along with insights and recommendations on how to optimize your payments. You can make payments directly through the app and track your progress in real-time.

Otto is a financial health platform that combines debt management with tailored recommendations to help people save on interest, improve their credit score, and become debt-free faster.

Otto exists to simplify debt management and help individuals pay off their debts in the most efficient way, saving them money and time.

Otto takes a holistic approach to debt management by centralizing all debt information, providing tailored recommendations, and allowing users to make payments directly through the app.

Otto can pay down credit card debt, auto loans, student loans, mortgages, personal loans, and medical debt. BNPL support is coming soon.

No, Otto is not a lender. It does not provide loans or credit cards. Otto focuses on changing the way you pay off debt through automation and recommendations.

No, using Otto will not negatively impact your credit score. It only does a soft credit pull to gather your information.

Otto is 100% free to sign up and use with a basic program for tracking and managing debt. There is also a premium service, Otto+, available for a small monthly subscription. Users can pay what they think is fair for Otto.